????:1?????????:???????

2??????

3??????????

4??????????

5?????????

7???22????,????,1?(LPR)??3.35%,5??????LPR???3.85%,???????10????????

?????LPR???????????????????????????????2????????,5??LPR?25????????,????????5???LPR?35?????????

??100???????30???????????????????????????,??????????LPR????10???????,????57.3??,????30????2.1????????

????????????????,5???????LPR???????????????5???17??,????,?????????????????6??????????,????????????????3.45%,????66????????,?????????????17??,????

???????????????,5??LPR??35??,???????????,???LPR???,?????????,???????????????????????????100???30??????????????????????????,???????????????????200?,???????????7????

???????????????,?????????????,?LPR?????,?????????,??LPR?????

???????????????2024?????,?????,??LPR???,?????????????????????,??LPR????????????,???????????,??????????????????,LPR????????????

“????,????,LPR???????????????”??,LPR????,??,????

?????????,?(???????????“?????”)????,??????,?????????????,??????????????7??????????????????,??????????????????,?????????????,??????,??????????7??????1.8%?????1.7%???????7?????2023??????8???????

???????,7???????????,??????,?????????????7???????????7???????????10????,????,????????

????????????????????????

LPR???????????? ?????????????????

????????????????,LPR??????,LPR??????,???????????????,????????,??????????,??????????????????

1.????????????

???????,LPR?,??,??????????,?????????LPR?,???????????,??,???????????????????????

2.????????

??????,????????????,?????????????????6??????????,??????3.45%,?????????????????????66???????????,??17???????,???????????????,5????????????LPR????????????????35????????,????????????,????LPR???????

3.??????7?????????,??????????????

??????????,???,????????????,????,???????????????????????????????????????????7??????????,??,???????????????;??????,???????????????

?,???????????,????????????????,????,???7???????????????????????????????,??,????;????,??,??????????????,???,????

?,???????,??????,??????????????,??????????????????????????????

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