????:1?????????:???????

2?????

3?????????

4?????spa??

5???????

????????????8??1???? (???????? ?????????)???(Freddie Mac)?8??????1?????????,???????30????????????????????6.73%,??????2???

????????????,??????????????30???????????????????6.73%????6.78%,?????????????6.9%?

??????10??????????,??????????10????8???1??3.98%,??????????????????2??

??,???“???????”,???????????“????”,???????“?????”??????,?30???6%???

????(National Association of Realtors)?,???????6???????5.4%,??4??????????????????

??7?????????31?,???????????5.25%???????????????5.5%???????????2023????9????????????????????,??????????????“?”,????9???(????????????????????????) ??:?????????????????????