? ???????? ????????

“??????????????????????????????????????????10???????????????????????,?????????????2.9??????!??????,??????”

???«?????????????????»??????????????,???????????????????6?????????????????????,??????????“××????”??,????????,?????????????????

??????,????????????,?????????,???,????????2.8%,????????????1%,??????????????????????????????1?????????????,??????

?????????????,?????10???????,???????????????2.8%???????????????????5%???,?????,?5???

????????,?????????????????????,??????,????????2.9??????“?????????????????????????????????,??????????1%,???36????????????,????2.9????????????,?1.5??????”

???????????????,?????,????????????????????????????“????”,????,??????????2.9?????????????????,?????????,?????????,???1.7???????????“??,???????5%,??????????????????,?????????????1.2?????,????????????!”

??????????,?????????????????????????????,??????????????,????????????,??????????????,???????????

??

????????

“????????????,???????????××?????????????,???????,????????????????1???,?????????????????2????,??????????????R?”

???????????4????????,???,??,??××??,??????,?????????????????,???××??????????????

????????????????,???????????????????××??????,??????????,?????????????,“???????????”?

??????????,???,?????????????????????????????????3%??????????????????????????????????????,??????,???????1.9%,??????????App????????,???????????

“?????????????,????,?????????????,?????????????0.4%???????????????70??????????2800???”?,?????,????????,????????????????????????????????????“????”,???????“???”?

?????,????,?????????????????????????????????????,???????????,????????????:????????,???,????????????;?????,????,???????“??????,????????”;??????????,?????,“??????,???????0.4%”;??????,????????????“??1.9%???1.8%,?????????”?

????????????????????????????????,?????“???”“?????????”???????????,?????????????????????,??????????????????,????????

“??????,????????????????????????,?????????,?????????????????????????????????????????,??,?????????,?????????,????????????????”????,?????????????????????App,????????????????70????????????,???????3.4%,????12???????“??????1.9%,????????,?????????,?????????”

??????,???????????????“???????,???POS??40???????????,????????22.5????????????,?????????????????17.5?????????????????????,?????”?,??????????????????,???????????“??????????0.4%”,??????????????????????????2800???????

????????????,????????,?????,???,???????????????????????????????6.72????????????(??????2800?????????????,????24???????????????????,?????App?????????),???15%??????????????????,????:????????“?????????,??1.9”,??????????“%”,?????????????“?????”?????????????????,????,???????????????,????????????????????????????3.5??????????

“?????????,??,?‘?????????’‘????’‘??’????????????,?????????,??”???,??????,???,???????“????????????”,??,????????????????????,??????????3.5????

???????????????????“???????????????????????”“?????????????”???,?????????“??”??????????????????,???????,?????????????????“??”,???????????,??;??????“????”?????????(??????),?,?????????,????,???????????????????

??????,??,???????,???????????????????????5????????????10??????????50??????????100?????????????????????;??????????,“???????????????????”??????“?????”????;????????????????????,?12????????????,?24??????????????????????????,???????????????,??????

????,?,???,????????????????,??????????????,??????,???????????????????????????????,??????????

??????????

?????????????

????????????,??????????????????

????????????,??????,?“????????????????????????????????????????????????????????????????????????,??????????”???????????,?????,???????

“????????????‘???????’????????,????,????????????????‘?????,?????,????????????????’????,????????????????”????

???????,??????????????????????????????????????????????,?????????,??????(?????????????)???????????,???????,??,??????????????????????????,???????????????????????,???????????

????????????????????????????,?????????,??????????????????????????,??????????????,??????????

?????,???????,?????,??????????????????,????,???????????????????????????????,??????????????????????????????????????,????????????????????

???????????????,???????????????????????????,??????????????????,???????????????

“??”???????,???????????????????,???????,???????,??????????,??????????????,???????????????,?????????????????????,???????????,???????

“??????,????????????????????,???????????,?????????????????????,????????????????,?????????????‘?????????????????’‘?’???????????????????,???????‘????????’‘??????????????’???”????????

?

??????????????

????????????????,???

??????2022???????,???????,????????????,?????,?????????????????????????????????????,?????????????????

2023???12????,???????????????????????????????????«????????? ?»;2024????????1???,????????????????????????AI?????????????????????????,???????????30?????????

???????????

2023?3???????????,?????????«?????????????????????????????»,?????,????????????????????,???

????,?????????????????????????,???,??????????????????,????????

????,?????????,?????App????????????????????????????AI??????????????????????????,??????????????????????????

“?????????????????,???????????????????????,?????????,???????,??????????????????????????????”???????

???????,????,?????????????????????,???,?????????????????????,?,????????????,????????????????????????

(???) ?????????????????:?????????? “??????????”_????

?? ????????10??2.9????? ?????

????:1???????????:????V

2?2023????????

3??????????

4???????

5?????????

? ???????? ????????

“??????????????????????????????????????????10???????????????????????,?????????????2.9??????!??????,??????”

???«?????????????????»??????????????,???????????????????6?????????????????????,??????????“××????”??,????????,?????????????????

??????,????????????,?????????,???,????????2.8%,????????????1%,??????????????????????????????1?????????????,??????

?????????????,?????10???????,???????????????2.8%???????????????????5%???,?????,?5???

????????,?????????????????????,??????,????????2.9??????“?????????????????????????????????,??????????1%,???36????????????,????2.9????????????,?1.5??????”

???????????????,?????,????????????????????????????“????”,????,??????????2.9?????????????????,?????????,?????????,???1.7???????????“??,???????5%,??????????????????,?????????????1.2?????,????????????!”

??????????,?????????????????????????????,??????????????,????????????,??????????????,???????????

??

????????

“????????????,???????????××?????????????,???????,????????????????1???,?????????????????2????,??????????????R?”

???????????4????????,???,??,??××??,??????,?????????????????,???××??????????????

????????????????,???????????????????××??????,??????????,?????????????,“???????????”?

??????????,???,?????????????????????????????????3%??????????????????????????????????????,??????,???????1.9%,??????????App????????,???????????

“?????????????,????,?????????????,?????????????0.4%???????????????70??????????2800???”?,?????,????????,????????????????????????????????????“????”,???????“???”?

?????,????,?????????????????????????????????????,???????????,????????????:????????,???,????????????;?????,????,???????“??????,????????”;??????????,?????,“??????,???????0.4%”;??????,????????????“??1.9%???1.8%,?????????”?

????????????????????????????????,?????“???”“?????????”???????????,?????????????????????,??????????????????,????????

“??????,????????????????????????,?????????,?????????????????????????????????????????,??,?????????,?????????,????????????????”????,?????????????????????App,????????????????70????????????,???????3.4%,????12???????“??????1.9%,????????,?????????,?????????”

??????,???????????????“???????,???POS??40???????????,????????22.5????????????,?????????????????17.5?????????????????????,?????”?,??????????????????,???????????“??????????0.4%”,??????????????????????????2800???????

????????????,????????,?????,???,???????????????????????????????6.72????????????(??????2800?????????????,????24???????????????????,?????App?????????),???15%??????????????????,????:????????“?????????,??1.9”,??????????“%”,?????????????“?????”?????????????????,????,???????????????,????????????????????????????3.5??????????

“?????????,??,?‘?????????’‘????’‘??’????????????,?????????,??”???,??????,???,???????“????????????”,??,????????????????????,??????????3.5????

???????????????????“???????????????????????”“?????????????”???,?????????“??”??????????????????,???????,?????????????????“??”,???????????,??;??????“????”?????????(??????),?,?????????,????,???????????????????

??????,??,???????,???????????????????????5????????????10??????????50??????????100?????????????????????;??????????,“???????????????????”??????“?????”????;????????????????????,?12????????????,?24??????????????????????????,???????????????,??????

????,?,???,????????????????,??????????????,??????,???????????????????????????????,??????????

??????????

?????????????

????????????,??????????????????

????????????,??????,?“????????????????????????????????????????????????????????????????????????,??????????”???????????,?????,???????

“????????????‘???????’????????,????,????????????????‘?????,?????,????????????????’????,????????????????”????

???????,??????????????????????????????????????????????,?????????,??????(?????????????)???????????,???????,??,??????????????????????????,???????????????????????,???????????

????????????????????????????,?????????,??????????????????????????,??????????????,??????????

?????,???????,?????,??????????????????,????,???????????????????????????????,??????????????????????????????????????,????????????????????

???????????????,???????????????????????????,??????????????????,???????????????

“??”???????,???????????????????,???????,???????,??????????,??????????????,???????????????,?????????????????????,???????????,???????

“??????,????????????????????,???????????,?????????????????????,????????????????,?????????????‘?????????????????’‘?’???????????????????,???????‘????????’‘??????????????’???”????????

?

??????????????

????????????????,???

??????2022???????,???????,????????????,?????,?????????????????????????????????????,?????????????????

2023???12????,???????????????????????????????????«????????? ?»;2024????????1???,????????????????????????AI?????????????????????????,???????????30?????????

???????????

2023?3???????????,?????????«?????????????????????????????»,?????,????????????????????,???

????,?????????????????????????,???,??????????????????,????????

????,?????????,?????App????????????????????????????AI??????????????????????????,??????????????????????????

“?????????????????,???????????????????????,?????????,???????,??????????????????????????????”???????

???????,????,?????????????????????,???,?????????????????????,?,????????????,????????????????????????

(???) ?????????????????:??????????