????:1???????:??????

2????????????

3????????

4?????

5????????

7????????????????22????,??????????,1???????????????(LPR)????3.35%,5?????????????LPR???3.85%,???10???????

????LPR???????????????????????2?,5??LPR???25????????????????,????????5??????????????LPR??????????????35????

??100?????????????????????30???????????,??????????????????LPR???10?,???????57.3??,?????????30?????????????2.1??????????

??????,5??????LPR???????????????????5???????17???????,???????????,???6??????????????,???????????????????3.45%,??66????????,??17??????,????

????????????????????,5?????LPR??????????????????35???????,??,??????LPR?,???,?????????????100????30???????????????????????,??????????200????????????????????????,????????????????7????????????????

???????????,??????????,?LPR?????,?,???????LPR???

?2024????????????????,????????,??LPR????????????,?????????????,????????????????LPR????????????,????,??,LPR??

“???????????,???????,LPR?????”?????,LPR??????,????,?????????

???????????,??(??????“????”)????,??????????,?????,??????????????????????7???????????,????,????????????????,???????????,??7?????????????????????1.8%??????????????1.7%?????7???2023????8??????????

???????,7???????????????????????????????????????,????,????7???????????7???????????10??????,??????,?????????

???

LPR???? ????????????????

????????,LPR????????????????,LPR?????????????????????????,???????????????,????,????,????

1.??????????????

????,LPR????,????,???,???????????LPR???????????,????,???????,?????

2.??

???????????????????,??????????,???6???????,??????3.45%,??????????????66??,????????????17??????,????????????????????????,5????????????LPR??35???????????????,??,???LPR???????

3.???????????????????7??????,???

??,?,???,?????????????,?????????????7??,?????????????????,?????;???????,?????

????,???,??????????,?????????????????,??????7???????????,??,???????????;??????,????,?????????????????,??,?????????????????????????

??,??????????,???????????,????,?????????????????????

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