??????3% ???????????

????:???????????:???????spa

??11????22????? (?? ??)?????????????????A??????????????????22??????????(??)?,????,?????,??????????3%,??3300??

??????????????,????3267???????,??3.06%;?????????10438????,??????????????3.52%;??????2175???,??????????????????3.99%?

?,?,A?????????????????????????????;?????????????,??????????????,A??,?????????,??????????????????????????????????,?3300??????????,???

?????,????????A?????,????????????????????,????????1.95%,??A????????????????????,?????????????????????(?10%)?

???,?????????????????22???,???????????????????,?,?????(????) ??:????????????