????:1??????????:?????????

2?????

3?????????

4??????

5?????????????

?????????????????????9??11?? (???????????????? ????????????????)?11?3.7%,?2.8%;????????????????????

7?19????????????,??3.81%;7????25?????,??????3.85%;8????????????????16???????????????,???????????????????“??”??3.9%,2025??????????3.26%?

11??2024????????????????????,?,????????,???????(AI)?????????????????,????;????????????8?,?????????????????????

??????????,?????????????????????????,???????AI??,????????????,?,??????,??

???????????????,??????????????????“?”,?????????????60%?

??2025???????????,?????????,AI???,?;?????????????,????????????,?????????????????????(???) ?????????????????:??????