???????????3% ??????

????:?????????98?:??150???????

????????11????22?? (????????????????? ??)??????????A???????????22?????(?????????)?,?????,?????????,????3%,?????????????3300???

???????????????,??????????????????3267???,?????3.06%;?10438??,????????3.52%;??2175??,????????????3.99%?

????,??,A???????????????????;?,????????????????????,A????,?????,????????,?3300??,??

???????????????,??????????A?,????????????????,???????????1.95%,??????????A???????????????????????,??????????????????????(????????????10%)?

?????????????,???22??????,?????????????????????,???????,??????(?????????????????) ?????:???