????:1?????:?????

2????????????

3???????

4?????

5?????????

?9??11? (?????????? ????????)?11????????????????3.7%,???????????????2.8%;????????????????????

7????????????????????19???????????,?????????????????????????3.81%;7???????25?,??????3.85%;8?????????????????16????????????????,??“????????????????????”??3.9%,2025?????????????3.26%?

11?2024??,??,??,??????????????????(AI)??,?????;?8????????????????,????????????????

??,?,?????????????AI??????????,???????,????,???,??????????

???,???????????????????“?????”,????????????60%?

?????2025?,?????????????????????,AI????????????,??????;????????????????,???????????????????,???(???) ?????????????????????:??