??????3% ???????????

????:????????:????????

?????????????????11????22??? (????? ??????????)??????????A??22??????????????(??)?????????,?????????????????????,??,???????????????3%,?????????????3300??????

????????,???????3267??,?3.06%;??????????????10438??,?3.52%;???2175?,????????????3.99%?

????????,?,A????;??,??????,A??????????,????,????????????,????3300?????????????????,????

??,?????A?,????????????????,????1.95%,?????????????????A??????????????????,???(???????????10%)?

???????????,???????22?,??????????????????????????????,??????,???????????????????(??) ???????????????????:?????????????