???????????????,??????,????

????:???????????:??????????

?????????????,????5??????????5??31??17?,???????

???????????????????1-5???,?,1-5?,????????????1-5?????,????1.5%,??????????????????1-4??????????????2.1??

??????,31???,????,?????30??4???????????????????????5??????????????,???????????

??????????,???????????,???,?????????????????????????????????????????

?????????????????????,????????????????????,???????????????,??????????????????,?????12????????????????,????????????????20????????,??,?????

??????????????,??????????5?,??,????,???,?????????,?????“?”????????????,?????????????????

???,??????,????????????,????1-2????????????????1-3????????????????????1-4????1-5????????????????,???????????????3.5%?5.2%?6.5%????8.8%,???????,?????????????

?????????????????,?????,??1-4?????????7.5%,????????1-5????????5.2%?

5??9??????????????????,????????????????????????????????????,?????????13???????????,????5??,??0.1%,??????????????????14??

???,????14??,????????????,5?,??????????,??????????????????,????,???????????????????,?????????????????,2024????????????5??2.03%,?????????15.7%?

????,???,???????????,?????,?????????????,???????????????,?????,???????????????????????????

?????????,6????12??,?????????,??,?????,????????,?????????,????????????,??????????,????

????????????????????????,???????????????

?,?????????????????,1-5?,???8.0%???5????????????,??????????????29?,17???????????????????????,?????????????????????????????????????????????????????????????????????????????12???????? ??:???