????:1???95????:???????

2???????

3?????????

4?????????????

5?????vx

?????????????????????11??????????22????? (????????????????? ?)???????????????A????22??????????(?)?????????????????,??????,???,?3%,???????????????3300?????????????

?????????????,?3267?????????,????3.06%;??10438??????????????,?????????????????3.52%;??2175????,??????????????????3.99%?

?,??????????,A????;??,????????,A??,??,??????????????,???????3300?????????,???

?????,?????????????A?,????????????????????,???1.95%,????????A???????????????,????????(??10%)?

???????????,??????22??,????????????????,??,???????????????(???????) ??:???????????????????