????:1??????????:???????????

2????????

3?????

4??????????

5???????????

??10?????????14???? (????? ?)??A???14???(????)????????????????????????,?????????????????????2%,???????????5000?????????????

????????,??3284??????,????????????????????????2.07%;???10327??,?????2.65%;????2155?,?2.6%???????????????16350????,?????????

????,????????????????????A?????????????,?,?,?;????????,?????,????????,???

?12??,??????,???????,???,????

???,??????????????????????A??????????????,?????????????A???????????????,?????7.95%???6.96%;??????????,?????(AMC)?????????????,???????????????????(??????) ??:?????????????