????:1???????:???????????

2????????

3???????

4??????

5????????

?????11?????????????????22? (?? ??)??????????A?????????????22?????????????(???)??????????????,??????,???,???????3%,?????????????????3300??????

?,??????????3267??,????3.06%;?10438???????????,??????3.52%;??2175????????,??3.99%?

????,??,A??????????????????????;???????????????,????????????????,A?,??,???????????????????????????????,??3300??,???

?????????????????,??A?,???????????????,??????????????????1.95%,?????A???????,???????????????????????(??????????10%)?

???,?22?????,???????????????????????????,???,?????(????????) ??:??????????????????????