????:1???????:??????

2?92?93?????

3?????

4????????

5?????2021

?8?5????????????? (????? ???)5??????,????“????????????????”,?????????????????,??????????????,????????

???????????,??????,?225????????????????????,??225??12.4%,???????????????225??“????????????????????????????”????????????,??????????????,??????????6%?

??????????????,?????(KOSPI)?8.77%,?????10%?

??,????,???????????4%?????????1%????????,?3.68%,??????????NZ50???????1.51%?

????????,????????????,????????

7????31????????????,????????????????0%????????0.1%??????????0.25%???????????????????3????????????????,??

????,???????????,???????,?,????????

?,2013?????????????????????????????,????

??????????????,???????????????

??,????????????,????,??,????,?????????

???????????8????????2???????????????????,??????7??11.4?,???????0.2??4.3%,???????????2021??????10?????????????????????

?????“???”,??:????????????????????12??0.5????????????,??????????

????????????,???????????,?????????????????????????1.51%,?500??????????1.84%,???????2.43%?

???,??????????????????????????????????????????????,???????,?????????????????

??,????A????,????????????;?????,A??,??,?????2%?

??????????A?????,?,??????????????????,?????,????????????,??????A??????????????????????????????,????A??????,???,?,??????A???

??,??????A???????,?????A?????????????????????,????A?????,??A???????????????????????????????????,?????????????,????????A???????????????????????????????????,A??????(??????) ???????????????:??????????????