???????????3% ??????

????:??95??:????????????

????11??22? (??????? ????????????)?????????????????????A?22???(?)?,???????????????,??????????,????????3%,?3300????????????

??,?????3267?????????????,?????????????????3.06%;?????10438????????????,??????????????3.52%;?2175??,????3.99%?

???,???,A????????????????;??????????,????????????????????,A??????,??,??????????????????????????,???????????????3300?????????????????,??

?,????A????,????????????????????,?????1.95%,??A????????????,???????(?????10%)?

??,???22?????????????????,????????????????????????????????,??,??(??) ????????????????:???????????