???????????3% ??????

????:?????????:??????????

?????????????????11??22?????????? (????????? ?????????????)??????????????A?????????????????22???(??????????????????)????,???????????????????????????,??????????,?????????????????????3%,?????????????3300????????

???,???3267?????????????????,?3.06%;???????10438??,??????????3.52%;?2175?????????,??3.99%?

?????,???????????????,A?????????????????;????????????,??????????,A??,?,??????????,???3300??,??

?,????A???????????,?????????????,????????1.95%,?A????????,?????????????????????(????10%)?

??,?????22??,??????????,??????,??(??) ???????????????:?????