????:1????????:?????????

2??????????????

3?????95?

4???????????

5?????????

?9???????????11???????????????????? (?????????? ?????????????????????)????????????????11???????????????????3.7%,?????2.8%;??

7????????????19?,????????????????????3.81%;7?????????????25????????????????,???????????????3.85%;8?????????????????????????16??,?????“??????????”???3.9%,2025?3.26%?

11??2024???,??,?,???????????????(AI)?????????????????,?;????????????????8??,?????

??,??,?AI?????????,??????,?????,?,???????

???????????????????,??????????????????“????????????”,?????????????60%?

??2025????????????,?,AI????,????????????????;???????,?????????????????????????,????(???????) ?????????:???