?? ??????????????????3.7%
![](https://image.chezhanri.com/2019/0822/20190822113122292.jpg)
????:1????????:?????????
2??????????????
3?????95?
4???????????
5?????????
?9???????????11???????????????????? (?????????? ?????????????????????)????????????????11???????????????????3.7%,?????2.8%;??
7????????????19?,????????????????????3.81%;7?????????????25????????????????,???????????????3.85%;8?????????????????????????16??,?????“??????????”???3.9%,2025?3.26%?
11??2024???,??,?,???????????????(AI)?????????????????,?;????????????????8??,?????
??,??,?AI?????????,??????,?????,?,???????
???????????????????,??????????????????“????????????”,?????????????60%?
??2025????????????,?,AI????,????????????????;???????,?????????????????????????,????(???????) ?????????:???