?? ??????????????????3.7%
![](https://image.chezhanri.com/2019/0522/20190522113757728.jpg)
????:1???????:????????
2??????????????
3??????????
4???????????
5????????????
?9?????????????11?????????? (? ?)??11???????3.7%,?????2.8%;???
7??19??????????,????????????3.81%;7????????????????25??,???????3.85%;8??16?????????????????,???????????????????“??”??????3.9%,2025????????????????3.26%?
11?2024????????,???,????,?(AI)????????????,???????????????;????????????????????8????,??????????????
?,?????????????????????,????????????????????AI???????????????,?,????????????????,?????????,??
?,?????“??”,?????????????????????????60%?
???2025???,????????????????????,AI??????????????????,????????????????;??,???????????????????????????????????????,????????????(?) ??????:???