100????30???2.1??

????:??????:???????

7???22????,???????,1??????????(LPR)??????3.35%,5????LPR???????????????3.85%,????10?????

????????LPR???????2?,5??????LPR????????????25???????????????,???????5?????????LPR??????????????35?????????????????????????

??????????100???????????????????30??????????,???LPR??????????10??????,???????57.3?????????????,????30????2.1????????????

????????????????,5????LPR?????????????????5??17??,????????????,??????????????????6???????,??????3.45%,??66????????????????,???????????????????17?,??

????,5?LPR???35???,????,????????????????LPR?????,???????????,??????????????100???????????30?????????????????????,?????????????200?????????,?????????????7??????????????

???????????,?????,???????????????????LPR????????????????????????,??,????????????LPR???

?????????2024??????,?????,????????LPR?????,?????????????????,?????????????LPR???????????,?????????????,????,LPR????

“??????????????????????,??,LPR????????????”??,LPR??????????????????,????,???

???,????????????(????“?????????????????????”)??????????????,????,?????????????????????,????????????????7??????????????????????????,????????????????,??????,???????,??????7??????????????1.8%??1.7%????????7???2023???8???????

???,7?????????????,??,??7?????????????7????10???????????????????,??,???????????????????????

?????

LPR?????????????????????? ?????????????????

??,LPR????,LPR?????,????,??????????????????,???????????????,????????????

1.????

???????????,LPR???,????,????,?????LPR????????????????,????????,??,?????????????????????

2.???

??????,????,??6??????????,?????????????????3.45%,???66????,???????17??????????,??????????????????????,5?LPR???????????35????????,?????,?LPR???????????

3.???????7?,????

??????,?????????????,????????,??,???????????????????7??????????,????????????,???;????,?????????????

???,????,????,????????,??????7????????????????????,?,????;??????????????,?????????,?????,????,???????

????????????????,?,??????,??????,????????????????

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