??????3% ???????????

????:?????????:??????????

????11???????22????? (? ??????????)??????????????A???22?????????(??????????)???????????,????????????,????,????????3%,????????????3300???????????????????

???,??3267?????????????,???3.06%;?????????????10438?????????????????????,??3.52%;?????????????????2175?,?????????????????3.99%?

??????????????,????????,A???????;?,???????,A????,????????????,????,???????3300?????,???????????

?????,?????A??,????????,???????????1.95%,??????A?????????????????,??????????????????(????10%)?

???,??22?,??????????????,??,??????????????????(??) ???????????????????:???