????:1??????????:???????????

2????????????

3??????

4???????

5?????????

???!?? ????“??”?????

????,??????,????1.88????,?????11.5%??????,???????????????????,?????????????,????????????

??,??????,????4?????????????????????????????,??????

????????? ?????????????????:???????????,???????????,???

????,?800??????,????????????????????????????,???????????????????????????????,?????????,???????????,????“?????????”???????,????

? ???????????????????:???,?????????????????30?50???10????????????20???????????,??????????????14??,???5????

???,????,????????200????????????5-7????????????,???????????????????5??,??????????15%-30%????????

???????? ??:??,??????????,??????,????????????,???????2????3??8????????10?????????,???????????6%????????????8%?(???????) ??:?????