??????????,???????????

????:??????q:?????????

??!??????????,??????????????

?????????? ??:??

??????????????????6????????26???,???????????????????????????????????,????????,??????????????,??????“??????”???????????

?????????????,“517”??????,?????

????????????????,??,??????????????30%????20%,?????35%?????????????????30%?

??????,????LPR+10BP???????????LPR-45BP????????6???20????5????????????????LPR???(3.95%),?????3.5%?

??????????????,??LPR-5BP,???????????????????????LPR-25BP,??3.9%?3.7%?

?????????????,??????????????,???????,????????????????????????,????45~55????,?65~80?????????????,???????????????10????????????????,???????10~15?,??????

???????5?????27??,??,“??”??????,??30%??????????????20%,???????????????????50%?????????35%,??????40%?????????????30%;?LPR-10BP(3.85%)??LPR-45BP(3.5%),?????????????LPR+30BP??LPR-5BP(3.9%),??LPR+20BP??LPR-25BP(3.7%)?

??????????,?????????????,?,???????????????????4??????????????????30??????????????????????,??????

?????????????,????????????,?????????????,??,?????????,?????????????“517????????”??????,????

??????????,?,???????“???????????”“??????????????2000????”?????????????????,???????????,?,????????????300????????????,????500?,?????

?????????????????????,???????4????????,??“????????”????????,??????,??????????4????23????,?????,??????,????????,???????????????

??,???????????12??????????????????,????????????????,???????????????????????

????????????,????“517??”,??,?????????,?????????,???

????????????????,?????300???30??????,????4.05%?3.5%,??????????????33.76??;??????938??????????500????25???????????????,??????????????????4.55%????3.9%,?54.5????,?1800????????

?,????,“517????????????”?,???????????????????????????????????????????????????,?????????????????,????????????,???????????,??????????,?????????????,???????????

?????“????????”???????????,?,?????????????,?????????????“?????????????,???????????????????????????????????,??,?????????????,?????”?????,?????????,????,?????? ??????????????:????