?? ??????3% ???????????
????:1????????????:??????
2????????
3????????
4???100????????
5?????????
????11?????????????22??????? (???????????? ???????????????)????A??????????22???(??)??????????,???????????????????????,???????????,?????????3%,???????3300??
?????,?3267?,???3.06%;??????????10438????????,?????????????????????3.52%;?2175???,????3.99%?
?????????????????,??????????????????,A????????;??,????????,A??,??,??????????????????,??3300?,???????????
?????,???????????????A?,????????????????????,?????????????????1.95%,??A???????????????????,????????(??????????????10%)?
??,??22?????????,????????????????????????,??????,??(???????????) ???:??