???????????3% ??????

????:??????????:?????????

??11???????22??? (???????? ???????????)?????A??????????????22?????????????(??)????,???????????,?????,?????????????????3%,????3300??????????????????

???????,?3267???,????3.06%;?10438?????,??????????3.52%;??2175??????????????????,????3.99%?

?,?????????????????,A?????????????????????;????????????,?????,A?????????????????????,?????????????,???????,??????3300??????????????,???

?,??A?????????,??????????????,??1.95%,?A?????????????????,??????????????????(?????10%)?

??,??????????22????,??????????????????????????????????,?,?????(?) ????:???????????