????:1?????????????:???????

2?????????????

3??????95??

4??????

5?????????

????9?????????????????11????? (???? ??)?????????????????A????????????????11??(????????????)?,?????????,???????????,?????

?,????5.39%??,????????(???????????10%),????????????????????5%?

????????,???????????????????????,??,9??11??????1000?????????,????7.35?????????????????????,?7%?????

???,????????????A?,?:?????,????????????,??????????,?;??????????,?????,???,????

????????????,?????????????????????????????????,??????????????2.31%??????

????,????,??2721????????,?????????0.82%;??????????8105???????????????,??????????????????????0.39%;??1558????,?????1.19%?(??) ??:?????