??????????????????????????,?????????????,??????????1.22???????????,??????????????????????????10.5%,????????????????????

?????????????,2024??,?????????????????????1.22???????????????,??10.5%;???4.4??????2018??1.06?????????????,??2023????2.38????,5????????,??????????1.2???????????

???????????????????????????????,2023???????????????,?????????????????????70???,????????????????2000????????????,??,??,????????,???????????,?????????????????????????

??????????????????????????????????????

??????????“?”

??,???,???

?,???????????????;

???????????????,????????????????,??????????????????

??“????????????????”,?????????????????????????????,??1000????,??????????????????????????????

???????,?????,??????????,??,???????????

???? ?????:???,?????????????????????????????????,????1075????,???163???????????????????,???????

?????????“??????????”?????????????,?“?????”?????,??,?????????????????????????????????????????????,??????????????,???1474????????

??? ??????????????????????????:???????????????,??:

?????????????,???????????2015?9?????????????????????????7????,???????????????????????162.2?????????????????????,??????????6.7%,????2370???????????????;

????;

?????

???????“?????”??????????????????,???????“????????????????”???????????????????????,????“???????????????”???????????

???????? ????????????:?????????????????????????????????,???????????“???”????????????????????????????,??????????????,?,????

??,?????????????????????,??30%????7??,?????????5000?,???12.5?????

??????,?????,?????7????????,????????????200??,??????????????????????5?????,???33??????,?3000????????????

????“????????????????”

?

???,“??????”??,???????????,?????????????

??,??????,24???,??????????“?”“??”“???????????????????????”??????????????????,??????????????,??“????????”,??

??????? ????????????????????:?????????????,???,???????10????,????????????20????????????????????7?????,????????????????215??????????,????????????????????4300????????,?????????13.7%??8??????????,???????????220??????

?,????,??,??????????????,??????

??????????????? ??????????????:????,??????????????????????????????,???????,???

2024????????????7?,????9700?,??26%;??????????????7??1500???,??????????????23%?

??????????7??

??????26.9%

????,?????????????,?????????,????????????,?????????“????”??????????,??????????????,??“?????????”?

??? ?????:?????????,??“???????????”?1????????????7???????????????,???????58.1???????????,??37.8%?

??????????“??????????????”????,??,?????????????????????????????????,???????????????,?????,??,????????5????????????????

?? ???:?,?????????????,5????7??,?????????

???,???10???????,??“??????????????+??”??,????,???“???????”???????,?27????????,??????????????12??“??”?????25?????,????????????????7????,????????,??“???”?

?? ??:?????,?,??????????????????????????1???7???????????????,??????☐?????????????☐????????9.67??????????????,??53.7%,???6.52??,???,???????????“???”?????????

?,1??????????7???,???185???????????????????????,????????????????26.9%,????????????????????????19????,??53.3%?(????????????????????????:????) ???????????????:??? ??“??????”

?? ???“??”?1.22??????????!?“???”

????:1???????:???400?3????

2?????????

3??????

4?????

5??????

??????????????????????????,?????????????,??????????1.22???????????,??????????????????????????10.5%,????????????????????

?????????????,2024??,?????????????????????1.22???????????????,??10.5%;???4.4??????2018??1.06?????????????,??2023????2.38????,5????????,??????????1.2???????????

???????????????????????????????,2023???????????????,?????????????????????70???,????????????????2000????????????,??,??,????????,???????????,?????????????????????????

??????????????????????????????????????

??????????“?”

??,???,???

?,???????????????;

???????????????,????????????????,??????????????????

??“????????????????”,?????????????????????????????,??1000????,??????????????????????????????

???????,?????,??????????,??,???????????

???? ?????:???,?????????????????????????????????,????1075????,???163???????????????????,???????

?????????“??????????”?????????????,?“?????”?????,??,?????????????????????????????????????????????,??????????????,???1474????????

??? ??????????????????????????:???????????????,??:

?????????????,???????????2015?9?????????????????????????7????,???????????????????????162.2?????????????????????,??????????6.7%,????2370???????????????;

????;

?????

???????“?????”??????????????????,???????“????????????????”???????????????????????,????“???????????????”???????????

???????? ????????????:?????????????????????????????????,???????????“???”????????????????????????????,??????????????,?,????

??,?????????????????????,??30%????7??,?????????5000?,???12.5?????

??????,?????,?????7????????,????????????200??,??????????????????????5?????,???33??????,?3000????????????

????“????????????????”

?

???,“??????”??,???????????,?????????????

??,??????,24???,??????????“?”“??”“???????????????????????”??????????????????,??????????????,??“????????”,??

??????? ????????????????????:?????????????,???,???????10????,????????????20????????????????????7?????,????????????????215??????????,????????????????????4300????????,?????????13.7%??8??????????,???????????220??????

?,????,??,??????????????,??????

??????????????? ??????????????:????,??????????????????????????????,???????,???

2024????????????7?,????9700?,??26%;??????????????7??1500???,??????????????23%?

??????????7??

??????26.9%

????,?????????????,?????????,????????????,?????????“????”??????????,??????????????,??“?????????”?

??? ?????:?????????,??“???????????”?1????????????7???????????????,???????58.1???????????,??37.8%?

??????????“??????????????”????,??,?????????????????????????????????,???????????????,?????,??,????????5????????????????

?? ???:?,?????????????,5????7??,?????????

???,???10???????,??“??????????????+??”??,????,???“???????”???????,?27????????,??????????????12??“??”?????25?????,????????????????7????,????????,??“???”?

?? ??:?????,?,??????????????????????????1???7???????????????,??????☐?????????????☐????????9.67??????????????,??53.7%,???6.52??,???,???????????“???”?????????

?,1??????????7???,???185???????????????????????,????????????????26.9%,????????????????????????19????,??53.3%?(????????????????????????:????) ???????????????:???