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??? ?3.3%????????????????

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?????,????????????????“???”???????????????????10??????21???,5?????LPR?????????????????????3.6%,??????? “LPR-30????”??????????????,?????????????3.3%??,?????????10???????????????24?,??4.2%??3.9%,??????????????????3.3%?“?????????,??,??????????3.55%,???????”?????????

????????????,?LPR??,???????????????????????????????,?????????????(???)????????,LPR???????,??LPR???

??????,???????????,?5?????LPR??(???)??,?????3.85%?3.95%?4.2%,?LPR-30BP???,???????3.55%?3.65%?3.9%,????????????

???????,????????????,????,??????????,???????????????????????????,????????1?1??,????????????

??????????????????????1 ????????/??? ?

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??2 ?????????????

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???????,????????????,???????“?????????1/2????????1/3,??????????????????????”(?????????????????????????) ???????:?????