?? ????????!?? ???“??????”?
????:1?????????:??????????
2??????????98
3????98?
4??????????
5?????????????
????9???????????????3??(????????????? ????????)?????????????,???,????
????????????????,????,????????;????????,???????????,??????????,????????????????
?????????,??????,???????2024??????????????,?????,??????????????
“???????????????,?‘??????’???????,???”??9??????????????????????2????
????????2024??????????????????
??????????????????
????,?,??????,????????????????????????????????,??????????
??????“????”????????????,??,??????????????????????,????????,??????????,??????
????????,????????????6???????????,???????????????40.29????,???????????? 5.14%,??????1650??????,?????????????????1.35%,?????????19.25%,?????????
????,????????????,????????????????“??????????”?
????????????????????????????????,????????????????,??????,????,????,????????????,?????,?????????????
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????????????,???????????????????4????????,???,??????,?????????????????????????
???“??”???????????????????????,????,????????,????ROA ?ROE????????0.84%?10.82%,????????????????????????6????????????,?????19.25%,???????14.92%,????14.01%,?????????????????2023?????
??2024????????????????????????
?????????“???????”
??,??????????1??7?????????????,??2021?????100???????????????????,??????????1.54%?
??????????,????????,????????,????,????,???????????
??????,?“????”????????,??????????,????????????;???????,?????????,?????
????,?,????????????,?????????????,??????????????????1.67%,?????
???,???,??,???????,????AI????????????,??,??,??????
????????????,?????????,???308????,????????????????98%,???????????????????
“???????”,????,??????????????????????????????,??,???????,???
“??????????????????????????????????????,??????,????”?????????
“?,????‘????????????????’?”????????????????,????????????????????????????“?????????????????????????????”??,?????????????????,???????????????????????,????
?????????2024??????????????????????????????????
????????????????????????
??????????????,???????????????,????,????,???????????????,?????????????,??????,?????
2024??,??“??????”????????,?????????????“???????????????”?????????
??????????“?”????,??????????????????????,????,??“??????????????”????????????????,?????????????????????????????6??,???1.80?????????????????????????12.31%?
??“?????????????”????????????????,??????,?????????4.46??????????????????????,??14.93%,??????????2000???????
????????,???????????????,??,??“?????”?????,?????????
??????????,????????????????,?????????????????,????,????????????????????????????????????????????????????,????????,??????,????,??,???(????????????)
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