???????????3% ??????

????:???????????:????

???????11??22?? (??????????? ??????????)?A???????????????22????(??????)??????????????????,??????????????????????????,??,???????3%,????????3300??

?,????3267?????????????????,????????????3.06%;??????????10438????????????,???3.52%;???2175??????????,??3.99%?

?????,??,A?????;?????????????,???????,A?????????????????,??,???????????,?????3300??,?????????

?????????,??????????????????A????,????????????????????????????????,?1.95%,?A????,????????????????(?????????10%)?

?,??22???,????????????????????????????????,????,????????????(??????????????) ???:??