????:1?????300??500??:??????

2???t???????

3??????200??

4?????

5???123???????

?????9?????????????11??? (???? ??)????????????????11????????????3.7%,??????????2.8%;?????

7????????????????19?????,??3.81%;7????????????????25??,????????????????3.85%;8???????16?????????,??????“?????????????”??3.9%,2025??3.26%?

11?2024?????,????????????????????,???,?????????????????????(AI)????????????,?????????????????????????;?8?,????????

?,???????????,?AI????????,??????????,????????????????????,??????,???

????????????????????,???????????????????“?”,?60%?

???????????????2025???????????????????,?,AI???????????????,?????????????????;?,?????????????????,???????????????????(???) ???:???