????:1???????????:?????

2?????????

3????????????

4???????

5???????

?????8??22??? (?? ?????)???????(Freddie Mac)?22??????????????????,??30????????????????6.46%,??????????????2023?5???????

???????,?????????????30?????????????6.46%???????????6.49%,??????7.23%?

?????????,???????????????????9???????,??“?”?

??22???,??????7??????395??????????????????,?1.3%,????4????????????

?,7??42.26????,???4.2%,??????????13???????????????,7??133????,????0.8%,????19.8%?

??,??7???,??????????????????,?????????????1????????,?????????????????

???????????????????7?31?????,????5.25%?????5.5%?????????2023????????????9????????????“????”,??????????????9????(??????) ????????:???