???????????3% ??????

????:????:???????

?????11??????????22??????? (?????????? ??)????????A???????????22??(???)??,???????????????????????,?,?????????????????3%,??????????3300????

?,??3267?????,?3.06%;??10438??,????????????3.52%;???????2175??????????????,???????????????3.99%?

??????????,?????????????????,A???????????????;????,????????????????,A???????????,?????????????????????,??????????????????????????,?????????3300?????,???

??,?A?,????????,????1.95%,????A???,????????????(??10%)?

??????????????,??22????????????,????????????????????????,?????????,??(??) ??????:???????????????????