????:1??????95?98??:????vx

2??????????

3??????????

4????????

5???????????

7????????????????22????,??????,1???????????????(LPR)????????????????3.35%,5???????????????LPR???3.85%,????????????????????????10????????????

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???100??????????????30?????????,?????????LPR??????????????????????10?????????????,???????????????????57.3??,????30????2.1????

?????????????,5??????????LPR????????????5??????????????????17????????????,??????,????????6??????????????,????3.45%,????66??????????,??????17??????????????,?????

??,5????????LPR???35???????,?????????????,??????????LPR??????????,????,??????????????100?????????30????????????????????,???????????200???,???????7????

??????,???,?????????LPR??????,????,????????LPR????

??????????2024???????,?,????????????LPR?,?????????,????LPR??????,????????????????,??,LPR??????????

“???????????????????,????????,LPR????”?????,LPR??????,?????????????,?????????

????,???????(??“??????????????????”)????,?,???????????,???????7???????????????????????,?,????,?????????????,???????????7??????1.8%????????1.7%?????????7?????2023??8????????????????

??????,7??????????????????????,??????????,????7???7??????????????10???????????,??????,????????????

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LPR????? ???

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1.?????????????

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2.????

???,???,??6??,????3.45%,??????66?????,???17?,???????????????????????????,5?????????LPR????????35??????,?????????????????,?????????????LPR????????

3.????????????7???????????,???

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?,????????????????,???,???????,????7???????????????????????????,?????????,????;??,???????????,???????,??????????,????

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