????:1????????????:??????

2?????24?????????

3???????

4???????

5???98???

?9???????????11????????? (???????????????? ?????)????????????????????11?3.7%,???????????????2.8%;??

7????????????19???????????????,?????????????????????3.81%;7??????????25????????????????,?3.85%;8????16???,????“???”?3.9%,2025???????3.26%?

11??????????????????2024??,????????????????????,?????????????????????????,?(AI)??,?????????????;??8?,?????????????????????

???????????????????,????????,?????????????AI?,??,????????????????,?????????????????,???

?????,??“???????”,??60%?

?2025???,?????,AI??????,????????????;??,???????????????????????????????????????????,??(??????) ???:?????????????????