?? ??????????????????3.7%
![](https://image.chezhanri.com/2019/0628/20190628142703772.jpg)
????:1????????????:??????
2?????24?????????
3???????
4???????
5???98???
?9???????????11????????? (???????????????? ?????)????????????????????11?3.7%,???????????????2.8%;??
7????????????19???????????????,?????????????????????3.81%;7??????????25????????????????,?3.85%;8????16???,????“???”?3.9%,2025???????3.26%?
11??????????????????2024??,????????????????????,?????????????????????????,?(AI)??,?????????????;??8?,?????????????????????
???????????????????,????????,?????????????AI?,??,????????????????,?????????????????,???
?????,??“???????”,??60%?
?2025???,?????,AI??????,????????????;??,???????????????????????????????????????????,??(??????) ???:?????????????????