????:1?????????????:??????

2????????

3????????

4???????????

5???????????

???9???11??????????????????? (????? ??)??11????????????????3.7%,??2.8%;????????????

7??19????????????,?????3.81%;7?25??????????????????,????3.85%;8????16?,?????????????“????????????????”??3.9%,2025?????????3.26%?

11????????????????2024????????????????????,???????,???????,??????(AI)????????????????,????????????;??8?,???????

??,??????????,????????????AI?????????????????,?????,???????????????????,???????????????,??

????????????????????,???“?”,?60%?

????????2025???????????????,??????????,AI?,?????????????????????????;?????????????????????,?????????????????,??(????????????????????) ???:???