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“??,3.65%??”“??”,??,???????????????“??”???,??(?????????????“?????????”)??????????,?????????,??“?????”?;???????“?????????????”??????,??????????????,???“??????????”??????,?????????

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?????,??????????“???????????”?????????????????????,????????,????(????????????????)???,??????????????,???????,??3.65%,?????,?????,??????,?????????????

???????????????,???????????“????”????,?,??????????????????????“???????,???,???”????????????

????????????????,???????????????“???????????”,??,???,??????2%2.5%??,“???”???????????

????????????????,?????????????3.65%??,????????????,?????,?????,“??????”?????,?????????,??????

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?????“??”???,???????????????????“????????”????????19.98????????,????,“??????????,?????????????,????”??????????????,??,?????????8????,??5????????????????????3.65%???

8???????????13?????????,???App???????????,?????????5??3.65%,?????????20???????????????????????????????????????,????,?????????????“????”?????????????????,????8????????,?????????????

?“??????????????”????????,“?????????,????”???“??????”????,?????,????????,20??????,?????????????180????????????,??,?????????????????,?,?“??????????”????????????????20??200???????????

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???,???“?????????”??????,????????????????App,?????????;??,??????;?,1000?????????????,????????????5???????100????????,????5????????????4.05%?

?????,???????,?????(???????????)???????????????,??????????????“??????”?????,????????????,??,?????????4.05%????,??App?????6????????????,????????????3??1.6%?1.5%,???????????6?????????????1??????????3???5???1.8%?1.9%?2.4%?2.45%?????????????????,?????????????????1000?????5???????????????????????????2.45%??????????,???

?,“????”?????????????????,???????,????????4.05%,??????????,?“?”?????????,???,?????????

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2017??,??????????“?????????????????”???????,?????????????????????,????????????,??“?????”???

??????????,????????,??????????,????????????????????????“??????”?????????,8??????1???????31???,???????????????30?????,????????????1000????????????=X(1???1000????;X=50????????80000??????????,???“7?????”?????????,5??????1.45%;???????????????3???50?????????????,???????1.6%?

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?????????????2014??,???????????????,??????0????????????19???????????????,??,????????????,??????????????????????,????????,????????????????????????

????,???????,?1.47%,???????????1.62%,????1.45%,?1.72%,??????4.32%?

??,???????????,???????????????4.21%,????????????,???????,??,????“???????????”,????????,????????

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