?? ???????????3% ??????
????:1?????:??????
2??????????????
3??????????
4???????????
5?????????????????
???????????????11?22?????????????????? (?? ???????????)?????????A??????????22????(?????????????????)????,??????????????????,?????,??3%,???????3300??
?,????3267???,?3.06%;??10438?????????????,????3.52%;?2175?????,?????????????3.99%?
??????????,?????????????????,A?????????????????;?,??????????,A?????,???????????,????????????????????????????,????????????3300??????????,??????????????????
???,??A?,?????,???????????????1.95%,??A?????????????????,?????????????????(??10%)?
?,??22??,?????????????????????????????,???,??????????(????????) ??????:????