????:1???????????:??????

2??????????

3????????????

4???????????

5??????95?

7????????????22??????????,??,1???????????(LPR)???????????3.35%,5?????????????LPR?????3.85%,????????????????10???????????

???????LPR???????????????2???,5??????????????????????LPR?????25???,?????5???LPR????????????35?????

???????????100????????????????30??????,????LPR????10????????????,???57.3?????????,????30???????????2.1????????????

??????????????,5??LPR????????5??????????17????,???????,????6???????????????,????3.45%,????66??,??????????????17????????,?????????

??,5????LPR????35??????,???????????????,??LPR???,???????????????????,???????????????????????100??????30??????????????,?????????????200???????????,??????7????????

????????????,???????,?LPR??,??????,????????LPR??

????????2024?????????????????????,??????,??LPR??????,???????????????,???????????LPR??????,????,???????,LPR????????????????????

“????????,????,LPR???”???,LPR??????????,??????????????????,??????????

????????????????,??????????(??“??”)?????????????,????,????,???7?????????????????????,???????????????????,????,?????????????????????,??7?????1.8%??????????????????????1.7%????7????????????????2023????8?????????????????????????

???,7??????????????,??????,?7??????????????????7??10??????????????????,?????????????,?????

????

LPR?????? ??

?????????,LPR????,LPR????????????????,????????????????,??????,???,???

1.?????????????????

???????,LPR???,???????????????,??????,???????????LPR????????????????,????,??,???????????

2.????????

??????,????????????????,???6?,??????????????3.45%,????????66?????????,?17??????????????,????????????????????????,5?LPR??35??????????????????????,???????????????,?LPR???

3.????????????7???????????????,??????

???????,?,????,??????????,?????????????????????7???????,????,????;??????,?????

??,????????,?????????????,??,????7??????????,??????,???????;?????????????,?????,??????????,??????????,?????????????????????????

???????????,????????????????,????,??????,????????????????????????????????????????

???????????????????? ?????:???