????:1???????????:?????????

2??????Q

3?????????????

4?????2023??

5?????wx

????????10????????18? (?? ????)???A????????18??????(??????????????)???????????????,????,??3%,??8%,??5000??

?????,?????????????????3261???,?????????2.91%;??10357??,?????4.71%;??2195???,?????????????????7.95%????????????20977??(???,????),???6000???????

????????,?????????????:?,?3000???,??????????????1.75%,??1??????????????????????????????????,?????????,21??????,??;????,???????????????????????(SFISF)?????????????????????????,?20?????????????,?????2000???

????,??SFISF??????????????,??????

?,????????????A???????,???????A??????????,?10.33%?????7.48%;????5%?(??????) ??:????