????:1????????:????????

2???????

3?????????

4??????

5??????????????

??????????????????????????????????????????????????????,??????????????,???????????????,A???????????????????????????

?????????????????????9????????24????,??????????4.15%,??????????????????????4??????????????????4.36%,???????????????5.54%?

????????????????????????,?????,??????????“??”?,??????,????,??????????????

??????????????????,????,?????????????

?????????????1???

??????0.5????????,???????????????,???1???????????????,7???????????????0.2?,???(LPR)??????????????0.2????????0.25????????????

????,??,???,???

???????1.5?????

????,?????????????????????????????????????15%???????,?????????5000???,1.5?????????????,??1500??????

????,????????????,???,???

????,???????????????????LPR???,???????????,??????,??????????????,???

???5000????3000???????

????????????????????????,???,??????????????????????????,????????????????????????????

??????????,??,????????????????5000?????????,?????????5000???????????,??5000????????????????????????????3000?????????,??,????3000??????????,???????3000???

??????????????,?????????????????????????,??,?,?????????,?????????????

?????????,??????????????“??????,?????????0.25-0.5????????????????”????????,??????,???????

????,??,???,??,?????????????????

(“??”???)

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