???????????3% ??????

????:?????:??????

??????????????11??22?? (????? ????????)?????A?22???(?)?,????????????????????????????,???????????????,?????3%,????????3300???

??????????????????,????????????3267????,????3.06%;?????????10438????????????,??3.52%;?????????????????2175?,?????????3.99%?

????,?,A?????????????????;???,??????,A??,?????????????????,?????,?3300?????????????????????,????????

?,??A??????????????,????????????????,??1.95%,???A????????????????,???????(??10%)?

????,?22???????????????,??????????????????????????????,??????????????????,???????????(??????) ????:??????????????