????:1????????????:?????????

2??????????????

3????????

4??????????

5???????

?????10?14????????????????????? (??? ??????????????????????)???A???14????(???)?,???????????2%,????????????????????????5000??

???????????,?????3284?????????????,??2.07%;??10327?????????,??2.65%;??????2155?,?2.6%???????16350????,?????????

??,??????????A?,?,??,??????????????;?????,????,????????,?????

?????12?????????????,????,??????????????,??,??

????????,???A????????????????????????,????????????????A????,????????????????????????7.95%??????6.96%;???????????????,??(AMC)?????????,?????????????????????????(????) ???:??????