??????3% ???????????

????:??????????:??????????

??????????11????22?? (? ??)?A???22????????????(???)??????????????,??????????????????????????,?,??????????????????3%,????????3300????????????????

?????,??3267??,?3.06%;???10438??,??3.52%;?????????????????2175??????????????????,?3.99%?

?,?????????????,A??????????????????????;?,????????????????,A???????????????,?,?????,?????????????????3300??????????????,??

???????,????A?????????????,???????????,?????1.95%,??????????A????????,???????(??10%)?

????,??22?????????????????,???????????????????????????,?????????,????????(?????????) ????:????????????