???????????3% ??????

????:?????????:????????

?11??????????22?? (?? ?????????????)????A????22??(??????????????????)????,?????????,??????????????,?????????????????3%,???3300??????????

???????????,?????3267??,??3.06%;?10438?????????????????,??????3.52%;????2175??????????,?????3.99%?

???????????,??????????????????,A????????;??,?????,A?,?,??????????,????3300??,???

?,?A?????,???????????????????,?????1.95%,????????????A????????????,???????????????????????(?10%)?

???????????????,????????????22?????????,?????????????????????????????????????,?????????????????????,???(?) ???????????:???????????