?? ??????????????
????:1??????qq????:????????
2?????????
3?????vx
4????????
5????????
???????,????????????????????????????????????????????????????????????????????????????????????,10???????25?,????????????????????????????????????,??????????????????,??(LPR)-30BP?????,?????????????????????????????????????,????,?????????????????
??????????????????
??????????,???,?????,????????,????????????????????????,???????9????????24?????,??,?????????????????????????????????????????????,????????????????????????????,?,??????????????????????,?LPR-30BP,?????,????????????
????,??,?????????LPR??????????????????????????????????,?,???????????????????????????????????????????,??,?????????????????????????????????????????,??????????????????????
?????????????????????,??????????,??????,?,??????????,????,???????????????,??????????(«?????????????2024???????????????11??»)???????,?????,????????????????,?,?,????????????????????,???????10????12??????????????????,????????????????????????????????,?????????????,????????????????,????
?,?????????????????????????????,??????????????
??,??????:???????????,?????????????????????????????????????????????:????????(????)????????????????????
???????,??????,???????????????????????:???????????????????,???????????????????????????????????;??????LPR???-30BP????????(???????????????);??????????????????,????????????
????????????????????????,?????????,??,???????????????????,????-30BP,??????????LPR??????????-30BP????????????????,?LPR??-30BP;LPR?????-30BP????,????????????????????????
??????,??????,??????????,???????
?????????????
???????????????,??????2024???10??????????????????????????????31??????????????(?????)???
??????,????????????????????????,?????????????????LPR?????????,?????????????,?????
?????????????????????????,??????????,??????????????,?????????LPR??????????????????????,???????????“?”????????,??????????????????????,???2024?,??????????????????,?????????????2024?10????23??????????????(?????)????,??????????????????“???????”???????,??????????,???????????????????????????,???????????????????????
?????,????,??“??”??,????????????????????2024?????????????????????10????????12??????????????(??????????)??,???????????????????????????????,?,??
??????,???“????”????????????,?????????????????????????????????????????????,??????????????,?“??????????”,????????????????????“??????”??????,????“???????????????????????????”,??????
??????????????????,????????????????????,??????????,??????????,????????
???????,?,????,????,??,??????
????
?????????????????????,?????????????????????
???,???????LPR????LPR-30BP,??????????LPR-30BP????,2024?9????????????????????20?????????:1???LPR?????????????3.35%,5??????????????????LPR????????3.85%???????5??,?LPR?3.85%,??????????????3.55%?
??,??????????,??????????11????????????????,??
????????????????,?30????????????????????????,???5???????????LPR??????????????????3.85%,??????????LPR+20BP????????????????4.05%,?????LPR-30BP?3.55%,???50BP??????100????????????????30?????????????,???????????????????????4803??????,???????????????4518??????????????,????????285?????????????
?,??????????,???,??????
??,?LPR??????,?????,????????????????????(??????1??????1??????????????,??????????),??????,????????????5?????LPR????????????????(?????????????????????????)?????4.2%?3.95%?3.85%????????,?????????????,????,???????????????
????2024?????,?,?????37.79?????????????,???????????????2.1%????????????22.3?????,?????????59%???,?????????????????,????????1500??????????????,??????,???????(??? ? ????????????) ??????:???