????:1????????????:?????

2?????

3????????

4???????????

5?????

?????11??????????????22??????? (????? ?????????)????????A???????????????22?(?)??,??????????????????????,???????????,?????????????3%,??????????3300???????????????????

???,????3267???????????????,?3.06%;???10438?????,?3.52%;????2175?,??3.99%?

???,?????????????????????,A???????;??,?????????????,A????,??????????,????????,?????????????????3300?,?????????????

?????,??????????????A?????,???????????,????????????1.95%,??????????A????????????????????????????,?????(??10%)?

??,????22???,???????????????????,?????????,??(??????????????????) ????????:???