??????????????????????

????:????:??????????

??9???????13?????????? (?? ????????????)?13????,8??????????????

??????????????,?????,?,???????????????????????????

?????8?????1??????16??5.25%?????,??,??

?,?????????????8??????????12???????????5?????????????????????2.8%????2.7%,??2021???????8????

5?6????????,?2%????????????????,?7??2.2%,???????,???2.75%???????????,??(???????) ??????????????:????