????:1???????:??????

2?????????

3?????

4???????

5??????????????

?????7??29?? (?? ??)??,?????????,??????“???????????????????”?

7???26???????????????,???????????????;29????,??????????????????????????????????????????????????????????????????????????????????????????????????????????????????10?????

???,?????????????29??,18???“??????????”?

?????????????,???2%??????1.8%,??????“2?????????”?????????“?”,?2%??

??????,??????????????????????????????????????????????????????11????????,???????????????????????1.55%,???????????????????????????????????,?????????1.55%?????????????????????1.7%????????????,????????????1.8%?2.1%,????????????1.85%???????????????2.1%?

????,???????????,?,???

????????4??????,????,?????????????????????????????,???????????????????????????????????????????????????????????????????????????????,?????????????5????45?????????

??,?????????????????????????????????????,?????,????????;????,????,??????????

“????????????????????,????????????”?????

????????????????????2023?????????,????,??

????????????2023????????????,?????1.69%,????1.7%????????????????2024??,??1.54%,???

??????????,?????????????,?,????????????,??????????,????,????,?????

????????????????????????,4????,??????????????????????,???????,???????,???????????????????,??????6??,??4?,?????????

??,??,??,??????,??,????????????,??????????,???????????,????????????????(????????????) ????????????????????:????