?? ??????????????????3.7%
![](https://image.chezhanri.com/2019/0505/20190505143219241.jpg)
????:1?????????:??????????
2?????
3??????????
4???????
5?????VX?
????????????????????9????????????????????11???? (?? ?????????)??????????11?????????????????????????3.7%,???????????????????2.8%;?????
7??????19????????,?????????????????????3.81%;7?????????????25???????????????,??3.85%;8????????????16?????,??“????????????????”???????????????3.9%,2025???3.26%?
11?2024????????????????????,?,?,?(AI)??????????????????,????????????;??????????8??,??????
????????????????,???????,?AI????????????????,????????????????,??,?????,??????????????????
?,????????????“???????????”,??60%?
?2025?????????????,?,AI??,??;???????????????????,??????????????????,???(?) ??:???