???????????3% ??????

????:?????:??95????

???????????11??22??? (????? ????)??????????????A????????????22????(????????)?,????????????????????????,??????????????????,??3%,?????????????3300??

???????????????,?????3267??,??????????????????3.06%;?????10438?????????????????,?3.52%;?2175??,????3.99%?

??,?????????????????????,A???????;???,????????????????,A????,???????????,???,??????????3300?,??????

?,?????????????????A?????????,??????,????????????1.95%,????????A?????????,??????????????(?????10%)?

???????,???????22??,???????????????,??????????,?????(??) ????????????????:??????????????????